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		<title>Why Health Supplements Are Popular Home Business Products</title>
		<link>http://www.alternativehealthnut.com/why-health-supplements-are-popular-home-business-products/</link>
		<comments>http://www.alternativehealthnut.com/why-health-supplements-are-popular-home-business-products/#comments</comments>
		<pubDate>Sat, 16 Jul 2011 06:06:07 +0000</pubDate>
		<dc:creator>cjaltern</dc:creator>
				<category><![CDATA[Alternative Health Supplements]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Popular]]></category>
		<category><![CDATA[Products]]></category>
		<category><![CDATA[Supplements]]></category>

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		<description><![CDATA[You can sell almost any product if you know how to market it and know how to persuade people to buy it. Pulling this off requires some experience and talent, though. If you want to take advantage of the current trend, however, health supplements are almost a sure bet. Why? Health supplements are hot mainly [...]]]></description>
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<p>You can sell almost any product if you know how to market it and know how to persuade people to buy it. Pulling this off requires some experience and talent, though. If you want to take advantage of the current trend, however, health supplements are almost a sure bet. Why?</p>
<p>Health supplements are hot mainly because everyone is so conscious about their skin, their weight, and their overall health. I mean, does anyone like to look old? Does anyone like to be the fattest person in the group? Of course, if there&#8217;s a way to stay as young-looking as possible, anyone will grab it. Even you will try and hope for its positive effects. </p>
<p>As more and more people are finding out that taking care of their health provide several benefits, health supplements will always maintain a high demand. Where is this high demand coming from?</p>
<p>Fast-paced life as a result of a highly competitive nature of an urbanized society results to unhealthy lifestyle and poor food choices. Busy schedule, long working hours and high cost of living in many places around the country force people to take less care of themselves. </p>
<p>So in order to at least try to compensate on this unhealthy way of living, many are sorting to health supplements as a quick solution. </p>
<p>But then, you have to remember that not all health supplements will sell as there are several brands that don&#8217;t provide and benefits to any consumer. </p>
<p>If you want to sell this kind of product, make sure that you really sell good products as you also have a responsibility on the health of your costumers.</p>
<p>Click here to find out more: lindsey  duncan</p>
<p> P.S. If you liked this article, click here: home  business reviews</p>
<div>
<p>Written by <a href="/people/KevinBlue">KevinBlue</a></p>
</div>
<p>More <a href="http://www.alternativehealthnut.com/category/alternative-health-supplements/">Health Supplements Articles</a></p>
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		<title>Alternative Health Therapies</title>
		<link>http://www.alternativehealthnut.com/alternative-health-therapies/</link>
		<comments>http://www.alternativehealthnut.com/alternative-health-therapies/#comments</comments>
		<pubDate>Sat, 16 Jul 2011 06:01:16 +0000</pubDate>
		<dc:creator>cjaltern</dc:creator>
				<category><![CDATA[Alternative Health Supplements]]></category>
		<category><![CDATA[Alternative]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Therapies]]></category>

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		<description><![CDATA[Man is rediscovering the wealth of wisdom the ancient world has handed over to us through the generations. The allopathic medicine has been highly inadequate in treating many fatal diseases, while the alternative health methods have succeeded with seemingly simple interventions. Some of the recognized and actively pursued alternative health therapies found today are: &#13; [...]]]></description>
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<p>Man is rediscovering the wealth of wisdom the ancient world has handed over to us through the generations. The allopathic medicine has been highly inadequate in treating many fatal diseases, while the alternative health methods have succeeded with seemingly simple interventions. Some of the recognized and actively pursued alternative health therapies found today are:</p>
<p>&#13;<br />
1. Aromatherapy &#8211; this is a very popular alternative health therapy. It is based on the concept that the body’s imbalances can be corrected with the help of the inhalation of different aromas.</p>
<p>&#13;<br />
2. Acupuncture/ acupressure – these two therapies are combined under one head because the function under the same premise, i.e. that the body has certain nodules or pressure points, which if blocked or stimulated can be efficient in curing pain and many other serious diseases.</p>
<p>&#13;<br />
3. </p>
<p>Herbal medicine – perhaps the most popular of all the alternative health available, the herbal medicine has taken the world by storm. It has proved beyond any doubt that it is extremely efficient in treating and curing many fatal diseases. The herbal treatment harnesses the awesome power of the nature for providing relief and permanent cures.</p>
<p>&#13;<br />
4. Homeopathy – discovered by Hannemann in Germany, homeopathy acts of the concept that the body functions with the help of a million of chemical reactions. The homeopathy medicine identifies where these chemical reactions have failed or are overactive – in order to get the body in proper balance again. This is why many times, the problem is aggravated first and then reversed.</p>
<p>&#13;<br />
5. Yoga and meditation – yoga is extremely powerful in curing many ailments from blood pressure to back ache to heart problems. Yoga also teaches self-discipline, which assists largely in achieving mental peace and good health.</p>
<p>&#13;<br />
Other alternative health therapies include ayurvedic medicines, chelation, chiropractice, energy healing, naturopathy, reiki to name a few. </p>
<div></div>
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<p>
<div style="float:left;margin:5px;"><img src=http://i.ytimg.com/vi/wQyXS9fbQt0/default.jpg /></div>
<p>Galileo&#8217;s Lawyer: Wake Up America # 11 Galileo&#8217;s Lawyer: Courtroom Battles in Alternative Health, Complementary Medicine and Experimental Treatments &#8220;Galileos Lawyer is an insider&#8217;s view of the alternative health care field as told from the perspective of the legal battles involving the most popular and controversial complementary and alternative health care practitioners. •Go inside the courtroom during the government&#8217;s attempts to shut down a cancer clinic which was saving hundreds of terminally ill patients, and see how the US Congress came to the clinic&#8217;s rescue; •Meet a group of New Jersey Chiropractors who sued the government for &#8220;racketeering&#8221; for employing an illegal extortion scheme; •Watch the nutritionists battle the dietitians over dietary supplements; and •Find out why naturopaths are prosecuted for practicing medicine without a license. Galileo&#8217;s Lawyer is a living history about the struggles between medical maverics, their patients, and the government.&#8221; Richard Jaffe is a health care litigator and counselor with a primary focus on cutting-edge medical/legal issues. He represents practitioners, companies and health related organizations in complex health care matters throughout the United States, especially legal cases brought by federal and state government agencies. He has extensive experience in Medicare and insurance fraud defense, FDA litigation, professional licensure and criminal and civil scheduled drug prescribing problems, including medical <b>&#8230;</b>
</p>
<p>More <a href="http://www.alternativehealthnut.com/category/alternative-health-supplements/">Alternative Health Supplements Articles</a></p>
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		<title>Alternative Health: Is It For You?</title>
		<link>http://www.alternativehealthnut.com/alternative-health-is-it-for-you/</link>
		<comments>http://www.alternativehealthnut.com/alternative-health-is-it-for-you/#comments</comments>
		<pubDate>Sat, 16 Jul 2011 06:01:14 +0000</pubDate>
		<dc:creator>cjaltern</dc:creator>
				<category><![CDATA[Alternative Health Supplements]]></category>
		<category><![CDATA[Alternative]]></category>
		<category><![CDATA[Health]]></category>

		<guid isPermaLink="false">http://www.alternativehealthnut.com/alternative-health-is-it-for-you/</guid>
		<description><![CDATA[Alternative medicine can and has been used to treat a wide variety of conditions from A to Z. The amount of holistic therapies today is staggering. Not all of it is of equal value, which makes it so important to keep current on the latest happenings in this rapidly growing field. The US National Institutes [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.alternativehealthnut.com/wp-content/uploads/19_6_orig.jpg"><img class="alignleft size-full" title="19_6_orig.jpg" src="http://www.alternativehealthnut.com/wp-content/uploads/19_6_thumb.jpg" alt="" /></a></p>
<p>Alternative medicine can and has been used to treat a wide variety of conditions from A to Z. The amount of holistic therapies today is staggering. Not all of it is of equal value, which makes it so important to keep current on the latest happenings in this rapidly growing field. The US National Institutes of Health includes the National Center for Complementary and Alternative Medicine, located at http://www.nccam.nih.gov. The NCCAM is underwriting research, training, and the sharing of information with the public and with professionals about the most popular health topics. This comprehensive site discusses at length what consumers need to know about the latest in alternative health, consumer concerns and other consumer issues. There you can find information on clinical trials, research funding and the continuing education series for alternative health professionals.</p>
<p>You can find complementary and alternative health medicine information about natural remedies,  holistic healthcare, healing foods, healthy solutions and practical strategies for self-care and prevention at Natural Solutions at http://www.alternativemedicine.com. A popular topic is seasonal affective disorder or SAD, which results from shorter winter days. Decreased energy levels are a common symptom  that can be reduced by light therapy for twenty minutes every morning, and by outdoor exercise to boost serotonin levels from sunlight. If possible it may be worth relocating to a southern location to avoid the winter blues altogether.  </p>
<p>Empower yourself to make informed nutritional decisions holistically. Health resources for your alternative health needs can be found online. Many topics such as ayruvedic, essential oils, aromatherapy, herbs, homeopathic, and more can all be found in abundance online. Websites are devoted to medical systems, practices, and products not considered to be part of conventional medicine such as spiritual self-healing. You can become knowledgeable about combining alternative medicine, supplements, vitamins, herbs, and nutrition with conventional medicine. For help to feel better in your body and achieve your ideal weight, health counseling is available online for your convenience . Online research is a great way to learn about managing and reducing stress, increasing energy levels, finding healthier foods, and taking on a truly holistic approach.</p>
<div>
<p>Written by <a href="/people/newvista">newvista</a></p>
</div>
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		<title>A brief history of alternative medicine</title>
		<link>http://www.alternativehealthnut.com/a-brief-history-of-alternative-medicine/</link>
		<comments>http://www.alternativehealthnut.com/a-brief-history-of-alternative-medicine/#comments</comments>
		<pubDate>Sat, 16 Jul 2011 06:01:11 +0000</pubDate>
		<dc:creator>cjaltern</dc:creator>
				<category><![CDATA[Alternative Medicine]]></category>
		<category><![CDATA[Alternative]]></category>
		<category><![CDATA[brief]]></category>
		<category><![CDATA[history]]></category>
		<category><![CDATA[Medicine]]></category>

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		<description><![CDATA[Alternative medicine refers to medicines and medical practices that are not a part of the established medical and scientific community. This doesn&#8217;t mean that alternative medicine doesn&#8217;t work, or that it is somehow ineffective. It simply means that alternative medicine is an &#8220;alternative&#8221; to established medical options. Throughout human history, human beings have sought remedies [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.alternativehealthnut.com/wp-content/uploads/18_5_orig.jpg"><img class="alignleft size-full" title="18_5_orig.jpg" src="http://www.alternativehealthnut.com/wp-content/uploads/18_5_thumb.jpg" alt="" /></a></p>
<p>Alternative medicine refers to medicines  and medical practices that are not a part of the established medical  and scientific community. This doesn&#8217;t mean that alternative medicine  doesn&#8217;t work, or that it is somehow ineffective. It simply means that  alternative medicine is an &#8220;alternative&#8221; to established medical  options.</p>
<p>Throughout human history, human beings  have sought remedies for their ailments. Whether it is arthritis, the  common cold or a kidney infection, people have always tried to alleviate  their suffering and improve their health. One could make the case that  what are considered alternative medicines today were, in centuries past,  the only known medicines at all. Alternative medicine, then, goes back  as far as humanity goes back. </p>
<p>In the modern era, medicine has become  regulated. There is a process whereby drugs and treatments are vetted  through clinical trials monitored by the government. Alternative medicines  have not been vetted in this way. Again, that doesn&#8217;t mean that they  are not effective, just that they haven&#8217;t yet been tested in this way.  Many alternative medicines, particularly herbal remedies, have actually  become regular medicines through this process, as well.</p>
<p>One of the most ancient types of alternative  medicine is herbal remedies. People from many cultures, for example,  have been able to discover the power of ginger root to soothe a sore  stomach. This practice goes back at least to the ancient Greeks, and  probably beyond. There are literally hundreds of different herbs that  are used in herbal medicine, each with a slightly different purpose.  As recently as the late 1800s, herbal remedies were sold, often in liquid  format as &#8220;ointments&#8221; by a variety of traveling vendors. Many  of those remedies became today&#8217;s medicines.</p>
<p>Acupuncture and acupressure, in the  East, have been around for centuries as an alternative medicine. These  treatments rely on the use of specific pressure points in the body that  are related to specific ailments.</p>
<p>If you have a serious illness, you  should speak with your health care provider. While alternative medicines  can be useful, you want to know what all of your options are so that  you can make an informed decision about treatment options.</p>
<div>
<p>Written by <a href="/people/mrboffo">mrboffo</a></p>
</div>
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		<title>Sould Patients Be Sent Home To Die Without Being Informed About Alternative Medicine?</title>
		<link>http://www.alternativehealthnut.com/sould-patients-be-sent-home-to-die-without-being-informed-about-alternative-medicine/</link>
		<comments>http://www.alternativehealthnut.com/sould-patients-be-sent-home-to-die-without-being-informed-about-alternative-medicine/#comments</comments>
		<pubDate>Sat, 16 Jul 2011 06:00:02 +0000</pubDate>
		<dc:creator>cjaltern</dc:creator>
				<category><![CDATA[Alternative Medicine]]></category>
		<category><![CDATA[About]]></category>
		<category><![CDATA[Alternative]]></category>
		<category><![CDATA[Being]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Informed]]></category>
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		<description><![CDATA[Until all traditional avenues of treatment have been explored, attempted and exhausted, there is hope of recovery within conventional medicine. Afterward, too often &#8220;terminal&#8221; patients are released to fend for themselves, ignorant of other alternative treatments that may not cure the illness, but certainly make comfort attainable. A physician who informs a patient there is [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.alternativehealthnut.com/wp-content/uploads/17_5_orig.jpg"><img class="alignleft size-full" title="17_5_orig.jpg" src="http://www.alternativehealthnut.com/wp-content/uploads/17_5_thumb.jpg" alt="" /></a></p>
<p>Until all traditional avenues of treatment have been explored, attempted and exhausted, there is hope of recovery within conventional medicine. Afterward, too often &#8220;terminal&#8221; patients are released to fend for themselves, ignorant of other alternative treatments that may not cure the illness, but certainly make comfort attainable. A physician who informs a patient there is absolutely no hope of recovery not only does that patient a great disservice, but may actually contribute to an unnecessary and premature death.</p>
<p>Unfortunately, seriously ill patents do not possess the requisite energy to make an advanced search of alternative medical practices of their own accord. If there is not a family member or close friend present in the patient support system, the chances of finding alternative treatments are slim without professional advisement. This is especially problematic in older patients, who may have outlived loved ones or are warehoused in a nursing facility with little outside interaction.</p>
<p>The challenge in patient treatment from the vantage point of conventional medicine lies in discerning responsibility from good intentions. A Physician who recommends alternative medicine to a patient is often chastised, and that may even escalate to jeopardizing a promising career. Additionally, Physicians are trained in a restrictive environment, excluding most treatments outside the parameters of their education. While alternative medicine may be of value, it is difficult for a Physician to recommend a treatment that is theoretically based in an area foreign to their realm of knowledge.</p>
<p>Given the litigious nature of the society in which we live, well-meaning suggestions in reference to alternative medicine by a health care professional can be misunderstood by a patient, and result in disaster. A patient chasing a medical miracle that is founded in deceptive practices becomes an easy mark for charlatans, who are more than willing to separate a patient from their life savings. In this circumstance, a Physician may be protective of the patient, although their true motivations may never be revealed.</p>
<p>Should patients be sent home to die without being informed about alternative medicine? Absolutely not! However, conventional health care facilities are not adequately prepared to disburse information in the area of alternative medicine. Until health care professionals are educated in alternative treatments, the system will remain broken</p>
<div>
<p>Written by <a href="/people/twconroy">twconroy</a></p>
</div>
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<p>www.therenegadehealthshow.com &#8211; I&#8217;ve been wanting to do this show for a while&#8230; This list of the Top 10 Strangest Alternative Medicine Practices includes many of the strange and interesting techniques in alternative medicine that I&#8217;ve come across in my natural health research. Now keep in mind, some of these may be effective, while others may not at all. I&#8217;ll let you take a look and then give your opinions on the ones that work and the ones that don&#8217;t! Here ya go&#8230;<br />
<strong>Video Rating: 4 / 5</strong></p>
<p>More <a href="http://www.alternativehealthnut.com/category/alternative-medicine/">Alternative Medicine Articles</a></p>
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		<title>Alternative Medicine &#8211; Gaining Popularity And Acceptance</title>
		<link>http://www.alternativehealthnut.com/alternative-medicine-gaining-popularity-and-acceptance/</link>
		<comments>http://www.alternativehealthnut.com/alternative-medicine-gaining-popularity-and-acceptance/#comments</comments>
		<pubDate>Sat, 16 Jul 2011 05:59:55 +0000</pubDate>
		<dc:creator>cjaltern</dc:creator>
				<category><![CDATA[Alternative Medicine]]></category>
		<category><![CDATA[Acceptance]]></category>
		<category><![CDATA[Alternative]]></category>
		<category><![CDATA[Gaining]]></category>
		<category><![CDATA[Medicine]]></category>
		<category><![CDATA[Popularity]]></category>

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		<description><![CDATA[Article by All Alternative Medicine Alternative medicine has been gaining in both popularity and acceptance in recent years. Many cities now have a plethora of shops where a person interested in buying alternative medicines can go to find whatever they are seeking, in addition to being able to take advantage of many alternative medicine services [...]]]></description>
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<p>Article  by All Alternative Medicine</p>
<p>Alternative medicine has been gaining in both popularity and acceptance in recent years. Many cities now have a plethora of shops where a person interested in buying alternative medicines can go to find whatever they are seeking, in addition to being able to take advantage of many alternative medicine services at local practitioners&#8217; offices.</p>
<p>Alternative medicine is simply a way of referencing a type of treatment that is not officially recognized by the medical establishment as a relief or cure. There are literally thousands of practices that fall under this category, and most people would be surprised to find some of the items that either are or were once considered to be against the grain, or categorized as &#8220;alternative&#8221; medicine.</p>
<p>Not too far back in medical history, doctors did not wash their hands while helping a woman through child labor. The result was thousands of contracted infections and death due to bacterial transfer. Doctors who advocated the practice of hand-washing or warned of unseen microbes were shunned and mocked by their professional peers, and only in the last century has sterilization been a common and then regulated medical practice. It is hard to believe that something we take so much for granted was once considered alternative medicine, but it was so.</p>
<p>In the 21st century, alternative medicine is not as frowned upon by the medical profession as it once was. Treatments such as acupuncture are common, and many other forms of alternative medicine are gaining acceptance. Even watching weekly magazine shows like Dateline on NBC, observers can see radical alternative medicine practitioners curing patients with terminal illnesses to the wonderment of experts. Some are scams to be sure, but some are simply inexplicable, and professionals who witness the events tend not to endorse them, but neither do they dismiss them.</p>
<p>Part of the reason for the increase in acceptance of alternative medicine is the recognition of the powers of the mind over the body. There is increasing evidence that a patient&#8217;s attitude can sometimes shape the physical response, and this in part helps to illustrate why alternative medicine is more well received than it used to be. A patient who believes he or she is doing better, often will.</p>
<p>Before going out to walk on coals or ingest an ear tuft of a koala though, it is important to do some research into the practice or practitioner one is considering for advice. Alternative medicine, by its definition, is not regulated and that leaves a lot of room for quacks to take advantage of people&#8217;s ills to make a quick buck. Don&#8217;t rush into anything, and if it appears shady, do not partake of it.
				</p>
<div>&#13;</p>
<p>copyright©2006 allalternativemedicine.com. Visit for more <a target="_new" href="http://www.allalternativemedicine.com/articles">alternative medicine</a> articles. You&#8217;ll also find resources for <a target="_new" href="http://www.allalternativemedicine.com">holistic medicine</a> and alternative health.</p>
<p>&#13;
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		<title>Alternative Health</title>
		<link>http://www.alternativehealthnut.com/alternative-health/</link>
		<comments>http://www.alternativehealthnut.com/alternative-health/#comments</comments>
		<pubDate>Sat, 16 Jul 2011 05:59:32 +0000</pubDate>
		<dc:creator>cjaltern</dc:creator>
				<category><![CDATA[Alternative Health Services]]></category>
		<category><![CDATA[Alternative]]></category>
		<category><![CDATA[Health]]></category>

		<guid isPermaLink="false">http://www.alternativehealthnut.com/alternative-health/</guid>
		<description><![CDATA[Certain alternative or complementary therapies are gaining credence among doctors as well as patients. But how much do you know about acupuncture and aromatherapy&#8230;etc Acupuncture And Other Techniques Practitioners believe a type of body energy flows along channels called meridians. Therapists therefore work on certain points of the body to increase,release or calm the flow. [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.alternativehealthnut.com/wp-content/uploads/15_4_orig.jpg"><img class="alignleft size-full" title="15_4_orig.jpg" src="http://www.alternativehealthnut.com/wp-content/uploads/15_4_thumb.jpg" alt="" /></a> </p>
<p>Certain alternative or complementary therapies are gaining credence among doctors as well as patients. But how much do you know about acupuncture and aromatherapy&#8230;etc</p>
<p><b>Acupuncture And Other Techniques</b><br />
Practitioners believe a type of body energy flows along channels called meridians. Therapists therefore work on certain points of the body to increase,release or calm the flow. They use needles (acupuncture); fingers (acupressure); electric current (electro-acupuncture); a laser beam or magnet; colored light (color acupuncture) or a burning herb (moxibustion). Auriculo-therapy means that only the ear is worked on. Acu technique may help conditions such as back pain, nausea, fibromyalgia and migraine.</p>
<p><b>Alexander Technique</b><br />
This uses various exercises, manoeuvrings and practical tips to re-educate movement and posture. </p>
<p>The aim is to avoid unnecessary muscle tension, which saps energy and encourages illnesses, such as depression, anxiety, headaches, backache, indigestion and high blood pressure.</p>
<p><b>Aromatherapy</b><br />
This uses aromatic plant oils, such as lavender, ylang-ylang, geranium, neroli and rose. It can lift spirits, encourage relaxation, boost energy and head illness. Apply essential oil (diluted if necessary) to the skin, add it to bath water or inhale its vapor. Particularly good for stress.</p>
<p><b>Art Therapy</b><br />
Using shapes, colors, lightness, and darkness when creating pictures or sculptures, for example, can symbolize the way you are feeling, and release emotions in a non damaging way. Helps heal depression, stress and addictive behaviors, such as eating disorders, drinking too much or being a workaholic.</p>
<p><b>Anger Management And Assertion Training</b><br />
Special group workshops or one to one therapy training can help people understand their anger and use it positively, in ways that don&#8217;t damage themselves or others. </p>
<p>People can learn skills to help them be assertive rather than passive and/or aggressive. Boosts well being by relieving mental strain.</p>
<p><b>Bates Method</b><br />
Involves exercises and advice to relieve eye strain and improve sight. Exercises used in this program include frequently looking up from close work to focus on something far away; screwing up your eyes or blinking; covering the eyes with the palms of the hands and splashing the eyes with warm and cold water.</p>
<p><b>Biofeedback Training</b><br />
Electrical devices that register muscle tension, sweating or brainwaves help you recognize signs or stress. You can then focus on using relaxation exercise whenever necessary. With practice, this counteracts stress related illnesses such as heart disease, high blood pressure and migraine.</p>
<p><b>Biorhythms</b><br />
These are rhythmical variations in the body&#8217;s energy, appetite, sexuality and fertility, mainly due to regular exposure to light and darkness, which influences the production of hormones and neurotransmitters (nerve message carries). Going out in bright daylight for at least half an hour each day and getting enough sleep in a darkened room at night can normalize biorhythms. This helps combat winter fatigue and depression, sleep and fertility problems, shift work disruption, jet lag and Alzheimer&#8217;s disease.</p>
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<p>Read more about Alternative health&#8230;..<a target="_new" href="http://alternativehealthnote.blogspot.com/">click here</a><br />
Jack Steve is the author of many sites about health, marketing, mobile phones,&#8230;etc. View and read many things that you can learn in the following link <a target="_new" href="http://www.kalikuto.com/">Blog Business</a></p>
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		<title>Health Insurance:</title>
		<link>http://www.alternativehealthnut.com/health-insurance/</link>
		<comments>http://www.alternativehealthnut.com/health-insurance/#comments</comments>
		<pubDate>Sat, 16 Jul 2011 05:59:30 +0000</pubDate>
		<dc:creator>cjaltern</dc:creator>
				<category><![CDATA[Alternative Health Services]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Insurance]]></category>

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		<description><![CDATA[I have been a health insurance broker for more than 13 years now and every day I read more and more &#8220;horror&#8221; stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not [...]]]></description>
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<p>I have been a health  insurance broker for more than 13 years now and every day I read more and more  &#8220;horror&#8221; stories that are posted on the Internet regarding health insurance  companies not paying claims, refusing to cover specific illnesses and  physicians not getting reimbursed for medical services. Unfortunately,  insurance companies are driven by profits, not people (albeit they need people  to make profits). If the insurance company can find a legal reason not to pay a  claim, chances are they will find it, and you the consumer will suffer. However,  what most people fail to realize is that there are very few &#8220;loopholes&#8221; in an  insurance policy that give the insurance company an unfair advantage over the  consumer. In fact, insurance companies go to great lengths to detail the  limitations of their coverage by giving the policy holders 10-days (a 10-day  free look period) to review their policy. Unfortunately, most people put their  insurance cards in their wallet and place their policy in a drawer or filing  cabinet during their 10-day free look and it usually isn&#8217;t until they receive a  &#8220;denial&#8221; letter from the insurance company that they take their policy out to  really read through it. The majority of people, who buy their own health  insurance, rely heavily on the insurance agent selling the policy to explain the  plan&#8217;s coverage and benefits. This being the case, many individuals who purchase  their own health insurance plan can tell you very little about their plan, other  than, what they pay and how much they have to pay to satisfy their deductible.  </p>
<p>For many consumers, purchasing a health  insurance policy on their own can be an enormous undertaking. Purchasing a  health insurance policy is not like buying a car, in that, the buyer knows that  the engine and transmission are standard, and that power windows are optional. A  health insurance plan is much more ambiguous, and it is often very difficult for  the consumer to determine what type of coverage is standard and what other  benefits are optional. In my opinion, this is the primary reason that most  policy holders don&#8217;t realize that they do not have coverage for a specific  medical treatment until they receive a large bill from the hospital stating that  &#8220;benefits were denied.&#8221;</p>
<p>Sure, we all complain  about insurance companies, but we do know that they serve a &#8220;necessary evil.&#8221;  And, even though purchasing health insurance may be a frustrating, daunting and  time consuming task, there are certain things that you can do as a consumer to  ensure that you are purchasing the type of health insurance coverage you really  need at a fair price. Dealing with small business owners and the self-employed  market, I have come to the realization that it is extremely difficult for people  to distinguish between the type of health insurance coverage that they &#8220;want&#8221;  and the benefits they really &#8220;need.&#8221; Recently, I have read various comments on  different Blogs advocating health plans that offer 100% coverage (no deductible  and no-coinsurance) and, although I agree that those types of plans have a great  &#8220;curb appeal,&#8221; I can tell you from personal experience that these plans are not  for everyone. Do 100% health plans offer the policy holder greater peace of  mind? Probably. But is a 100% health insurance plan something that most  consumers really need? Probably not!</p>
<p>In my professional  opinion, when you purchase a health insurance plan, you must achieve a balance  between four important variables; wants, needs, risk and price. Just like you  would do if you were purchasing options for a new car, you have to weigh all  these variables before you spend your money. If you are healthy, take no  medications and rarely go to the doctor, do you really need a 100% plan with a   co-payment for prescription drugs if it costs you 0 dollars more a month?   Is it worth 0 more a month to have a 0 deductible and a  brand name/  generic Rx co-pay versus an 80/20 plan with a ,500 deductible that also offers  a  brand name/generic co-pay after you pay a once a year 0 Rx  deductible? Wouldn&#8217;t the 80/20 plan still offer you adequate coverage? Don&#8217;t you  think it would be better to put that extra 0 (,400 per year) in your bank  account, just in case you may have to pay your ,500 deductible or buy a   Amoxicillin prescription? Isn&#8217;t it wiser to keep your hard-earned money rather  than pay higher premiums to an insurance company? </p>
<p>Yes, there are  many ways you can keep more of the money that you would normally give to an  insurance company in the form of higher monthly premiums. For example, the  federal government encourages consumers to purchase H.S.A. (Health Savings  Account) qualified H.D.H.P.&#8217;s (High Deductible  Health Plans) so they have more control over how their health care dollars are  spent. Consumers who purchase an HSA Qualified H.D.H.P. can put extra money  aside each year in an interest bearing account so they can use that money to pay  for out-of-pocket medical expenses. Even procedures that are not normally  covered by insurance companies, like Lasik eye surgery, orthodontics, and  alternative medicines become 100% tax deductible. If there are no claims that  year the money that was deposited into the tax deferred HSA can be rolled over  to the next year earning an even higher rate of interest. If there are no  significant claims for several years (as is often the case) the insured ends up  building a sizeable account that enjoys similar tax benefits as a traditional  IRA Most HSA administrators now offer thousands of no load mutual funds to  transfer your HSA funds into so you can potentially earn an even higher rate of  interest.</p>
<p>In my experience, I  believe that individuals who purchase their health plan based on wants rather  than needs feel the most defrauded or &#8220;ripped-off&#8221; by their insurance company  and/or insurance agent. In fact, I hear almost identical comments from almost  every business owner that I speak to. Comments, such as, &#8220;I have to run my  business, I don&#8217;t have time to be sick! &#8220;I think I have gone to the doctor 2  times in the last 5 years&#8221; and &#8220;My insurance company keeps raising my rates and  I don&#8217;t even use my insurance!&#8221; </p>
<p>As a business owner  myself, I can understand their frustration. So, is there a simple formula that  everyone can follow to make health insurance buying easier? Yes! Become an  INFORMED consumer. Every time I contact a prospective client or call one of my  client referrals, I ask a handful of specific questions that directly relate to  the policy that particular individual currently has in their filing cabinet or  dresser drawer. You know the policy that they bought to protect them from having  to file bankruptcy due to medical debt. That policy they purchased to cover that  0,000 life-saving organ transplant or those 40 chemotherapy treatments that  they may have to undergo if they are diagnosed with cancer.</p>
<p>So what do you think  happens almost 100% of the time when I ask these individuals &#8220;BASIC&#8221; questions  about their health insurance policy? They do not know the answers! The following  is a list of 10 questions that I frequently ask a prospective health insurance  client. Let&#8217;s see how many YOU can answer without looking at your  policy:</p>
<p>1. What Insurance  Company are you insured with and what is the name of your health insurance plan?  (e.g. Blue Cross Blue Shield-&#8221;Basic Blue&#8221;)</p>
<p>2. What is your  calendar year deductible and would you have to pay a separate deductible for  each family member if everyone in your family became ill at the same time? (e.g.  The majority of health plans have a per person yearly deductible, for example,  0, 0, ,000, or ,500.  However, some plans will only require you to pay  a 2 person maximum deductible each year, even if everyone in your family needed  extensive medical care.)</p>
<p>3. What is your  coinsurance percentage and what dollar amount (stop loss number) is it based  on? A good plan design works this way. After you have satisfied your  calendar year deductible, the insurance company will pay 80% (,000) and you  will pay 20% (,000) of the first ,000 in medical bills that you incur each  year. This first ,000 is known as the <strong>&#8220;stop loss  number&#8221;. </strong>After this brief sharing arrangement is over, the insurance  company pays 100% up to  Million per insured for the rest of that calendar  year. Everything starts over again on the first of each subsequent  year. Stop loss  numbers can be as little as ,000 or ,000 or as much as ,000. However,  there are some policies on the market that have NO stop loss number at all! Be  sure you find out before you purchase a plan!</p>
<p>4. What is your maximum  out of pocket expense per year? (e.g. All deductibles plus all coinsurance  percentages plus all applicable access fees or other fees)</p>
<p>5. What is the Lifetime  maximum benefit the insurance company will pay if you become seriously ill and  does your plan have any &#8220;per illness&#8221; maximums or caps? (e.g. Some plans may  have a  million lifetime maximum, but may have a maximum benefit cap of  0,000 per illness. This means that you would have to develop many separate  and unrelated life-threatening illnesses costing 0,000 or less to qualify for   million of lifetime coverage.)</p>
<p>6. Is your plan a  schedule plan, in that it only pays a certain amount for a specific list of  procedures? (e.g., Mega Life &amp; Health &amp; Midwest National Life, endorsed  by the National Association of the Self-Employed, (N.A.S.E.) is known for  endorsing schedule plans) </p>
<p>7. Does your plan have  doctor co-pays and are you limited to a certain number of doctor co-pay visits  per year? (e.g. Many plans have a limit of how many times you go to the doctor  per year for a co-pay and, quite often the limit is 2-4 visits.)</p>
<p>8. Does your plan offer  prescription drug coverage and if it does, do you pay a co-pay for your  prescriptions or do you have to meet a separate drug deductible before you  receive any benefits and/or do you just have a discount prescription card only?  (e.g. Some plans offer you prescription benefits right away, other plans require  that you pay a separate drug deductible before you can receive prescription  medication for a co-pay. Today, many plans offer no co-pay options and only  provide you with a discount prescription card that gives you a 10-20% discount  on all prescription medications).</p>
<p>9. Does your plan have  any reduction in benefits for organ transplants and if so, what is the maximum  your plan will pay if you need an organ transplant? (e.g. Some plans only pay a  0,000 maximum benefit for organ transplants for a procedure that actually  costs 0-0K and this 0,000 maximum may also include reimbursement for  expensive anti-rejection medications that must be taken after a transplant. If  this is the case, you will often have to pay for all anti-rejection medications  out of pocket).</p>
<p>10. Do you have to pay  a separate deductible or &#8220;access fee&#8221; for each hospital admission or for each  emergency room visit? (e.g. Some plans, like the Assurant Health&#8217;s &#8220;CoreMed&#8221;  plan have a separate 0 hospital admission fee that you pay for the first 3  days you are in the hospital. This fee is in addition to your plan deductible.  Also, many plans have benefit &#8220;caps&#8221; or &#8220;access fees&#8221; for out-patient services,  such as, physical therapy, speech therapy, chemotherapy, radiation therapy, etc.  Benefit &#8220;caps&#8221; could be as little as 0 for each out-patient treatment,  leaving you a bill for the remaining balance. Access fees are additional fees  that you pay per treatment. For example, for each outpatient chemotherapy  treatment, you may be required to pay a 0 &#8220;access fee&#8221; per treatment. So for  40 chemotherapy treatments, you would have to pay 40 x 0 = ,000. Again,  these fees would be charged in addition to your plan deductible).</p>
<p>Now that you&#8217;ve  read through the list of questions that I ask a prospective health insurance  client, ask yourself how many questions you were able to answer. If you couldn&#8217;t  answer all ten questions don&#8217;t be discouraged. That doesn&#8217;t mean that you are  not a smart consumer. It may just mean that you dealt with a &#8220;bad&#8221; insurance  agent. So how could you tell if you dealt with a &#8220;bad&#8221; insurance agent? Because  a &#8220;great&#8221; insurance agent would have taken the time to help you really  understand your insurance benefits. A &#8220;great&#8221; agent spends time asking YOU  questions so s/he can understand your insurance needs. A &#8220;great&#8221; agent recommends health plans based on all four variables; wants,  needs, risk and price. A &#8220;great&#8221; agent gives you enough information to weigh all  of your options so you can make an informed purchasing decision. And lastly, a  &#8220;great&#8221; agent looks out for YOUR best interest and NOT the best interest of the  insurance company. </p>
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<p>Written by <a href="/people/CStevenTucker">C. Steven Tucker</a><br />Health Insurance Broker &amp; Subject Matter Expert for the WSJ &amp; Fortune Small Business Magazine</p>
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		<title>Senior Health Insurance Alternatives</title>
		<link>http://www.alternativehealthnut.com/senior-health-insurance-alternatives/</link>
		<comments>http://www.alternativehealthnut.com/senior-health-insurance-alternatives/#comments</comments>
		<pubDate>Sat, 16 Jul 2011 05:58:46 +0000</pubDate>
		<dc:creator>cjaltern</dc:creator>
				<category><![CDATA[Alternative Health Services]]></category>
		<category><![CDATA[Alternatives]]></category>
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		<description><![CDATA[Are you one of the millions of US senior citizens who has a red, white, and blue Medicaer card? Medicare is a large benefit, and it can provide security for its beneficiaries. However, Mediare does not cover everything. And there may be deductibles and copays for medical services that it does cover. You can find [...]]]></description>
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<p>Are you one of the millions of US senior citizens who has a red, white, and blue Medicaer card?</p>
<p>Medicare is a large benefit, and it can provide security for its beneficiaries. However, Mediare does not cover everything. And there may be deductibles and copays for medical services that it does cover.</p>
<p>You can find ways to make the best use of your coverage. In fact, today&#8217;s seniors have several alternatives. Choices are great. Sometimes there are so many choices that it can be very difficult to figure out which plan will provide the best coverage.</p>
<p>Some choices to maximize health coverage are supplements, Advantage plans (MA), and prescription plans. To make this more confusing, some Advantage plans come with prescription coverage, but some do not. There are many different levels, or coverage choices, for supplements. And Advantage plans come from different companies, and they are all different too. </p>
<p>For example, you can join MA plans that are HMOs, HMO-POS, PPOs, or Private Free For Service.</p>
<p>How do you understand what all of this means? Even more important, how can you dig through all of the dozens of choices to find out which one will be the best for you? Beneficiaries must consider their own distinct situation and needs in order to figure out which plan is best. Your age, where you live,, how you like to access health care, and budget will be important things to consider.</p>
<p>For example, if you have the budget to pay for a supplement, and you like to be sure that most health services will be covered, you may be happier with a higher level supplement. If your monthy budget is limited, but you are willing to make some small copays for medical services, you may want to explore some of the MA plans in your area.</p>
<p>You should also know that your selection of plans will be different depending upon where you live. </p>
<p>The prices and coverage may also be different. The plans can vary by state, county, or zip code. This means that you cannot always rely on the suggestion of friends and family members who live in different cities than you do. The plan that your brother likes may not be on the market where you live. If it is on the market, it could be very different. You have to be able to find out which plans are accepting members in your area. You must look at the programs that are on the market in your own city.</p>
<p>There are lots of resources to help you find the best plan. You may want to talk to a good local agent who has been certified to work with Medicare health plans. It may also be helpful to find a web based quote system. Most online health insurance quote forms are very easy to complete. They can give you options from the comfort of your own PC at home or at work. If you use an online system, you will also get contact information for local agents or national insurance companies. You can always call them for more information. You should not be under any obligation to purchase anything, and the information should be free.</p>
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<p>Be My Friend &#8211; www.myspace.com When treating a patient we strive to provide more than just rapid relief of your immediate symptoms. We focus on your overall health examining nutritional, metabolic, immune, hormonal, structural, and any toxicological factors in which you may be involved. Through a personal and comprehensive examination, we try to get to the source of your condition enabling you to restore your health. We also look at emotional and psychological factors as these create the background which shapes every aspect of your health and well-being. Most conditions whether it involves heart disease, fatigue, arthritis, cancer, headaches, chronic infections, allergies, elevated cholesterol, depression, anxiety, PMS, menopause, autism, diabetes, osteoporosis, etc. are manageable if the underlying causes are more fully understood. That doesn&#8217;t mean we only use the latest fad or herb to cover up your symptoms. Rather, we apply scientific principles in a practical and logical way to solve your medical needs. That means asking the right questions, careful listening, complete examinations of your physical and biochemical state and understanding how you function within your own environment. If necessary, select labs that identify your nutritional needs, allergies, hormonal status, metabolic efficiency, etc. can be performed. When it is all put together, a practical and personalized plan will be agreed upon that is designed to not only get rid of symptoms you don&#8217;t have to <b>&#8230;</b><br />
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		<title>Choosing The Right Alternative Health Care Products</title>
		<link>http://www.alternativehealthnut.com/choosing-the-right-alternative-health-care-products/</link>
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		<pubDate>Sat, 16 Jul 2011 05:58:43 +0000</pubDate>
		<dc:creator>cjaltern</dc:creator>
				<category><![CDATA[Alternative Health]]></category>
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		<description><![CDATA[Article by Dr. Rose Windale A majority of individuals may now be reluctant to resort to pharmaceutical drugs as their rendered benefits often come with the package of harmful side effects. There is currently a deluge of pharmaceutical products and health supplements but the trend becoming popular nowadays is alternative health care products. Alternative health [...]]]></description>
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<p>Article  by Dr. Rose Windale</p>
<p>A majority of individuals may now be reluctant to resort to pharmaceutical drugs as their rendered benefits often come with the package of harmful side effects. There is currently a deluge of pharmaceutical products and health supplements but the trend becoming popular nowadays is alternative health care products. Alternative health care is basically synonymous with natural and anodyne health measures, and with the way that sounds, more and more people find them appealing. After all, isn&#8217;t natural safe and effective? In fact, a large proportion of those conscientious about their health opt to take alternative health care supplements rather than conventional pharmaceutical drugs as alternative health care products are made from natural plant extracts thereby allowing better absorption and consequently, better efficiency. </p>
<p>Synthetic supplements, on the other hand have large amounts of chemical components and has less concentration of the main nutritional element thus, effectivity and absorption may not be obtained as quickly as the consumer would like. In fact, conventional practitioners recommend alternative health care products for those with conditions like allergies, being overweight, hypertension, diabetes and chronic digestive problems. However, it must be taken into account that dietary supplements are not well regulated in the US and consumers may find that not all alternative health care products are safe. So how would a consumer know if they are using the right product? Initially consider choosing the right form. </p>
<p>Alternative health care products can come in capsules, tablets, gel caps, drinkable liquids and syrups. Although more individuals prefer the tablet form, it may be a better choice to resort to liquid supplements. The solid form may not contain herbal flavoring but they are generally slower to absorb as strong binders to hold their form are within their composition. Drinkable alternative health care products on the other hand are directly absorbed and may deliver results quickly. Other than that, capsules are also a better option if they have a better absorption process. Alternative health care products are generally safe although there are those that may contain minimal amounts of plant preservatives and pesticides. </p>
<p>It may be sensible to buy organic herbal products. Despite being a bit more expensive, organic herbs are grown naturally and are less likely to be contaminated with chemicals making them safer and with lesser side effects if none at all. There are likewise alternative health care products manufactured with a combination of different herbs. The purpose of such is to create multivitamin products but it must be noted that not all herbs may work well together. A good look at the label before buying the alternative health care product is essential and it may be more prudent to choose single herb supplements. </p>
<p>Resorting to single-herb supplements can ensure a better monitoring of what goes into each dose. Finally, a consumer must be wary of purchasing alternative health care products from an unreliable source. Buying from credible and trusted sources such as the hospital or professional health care shops may be a better recourse. When acquiring the alternative health care products from drug stores or the supermarket, a careful look at the label is a must and if there be any queries, one must not hesitate to call the manufacturer or the doctor.
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<div>&#13;</p>
<p>The author of this article <a target="_new" href="http://www.flabandfataway.com">Rose Windale</a> is a Health and Wellness Coach who has been successful with several natural health programs for many years. Rose decided to share her knowledge and tips through her website <a target="_new" href="http://www.healthzine.org">http://www.healthzine.org</a>. You can sign up for her free newsletter and enjoy a healthy and happy life.</p>
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		</item>
	</channel>
</rss>

